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A 1994 comedy film starring Melanie Griffith, Ed Harris, Anne Heche and Malcolm McDowell (and a kid that looks like a blond-er Haley Joel Osment). Three pre-teen boys decide they want to see a naked woman, and actually save money to hire a hooker for that purpose (apparently they think that's all they do). They go from the suburbs to the city by themselves and meet one named V (Melanie Griffith) who accepts the deal. After the exchange, the children's bikes are stolen, forcing V to give them a ride home.

V's car breaks down in front of the last boy's house, and he tells his widowed father (Ed Harris) that she is a math tutor. He helps fix her car, but then she finds out that her pimp has been murdered--by a Mob Boss, from whom he had stolen money. Fearing for her life (the mob is still looking for the money) V asks the kids to hide her, which they do--in their treehouse.

There is also a subplot about Frank's father being obsessed with saving a wetland (which is ultimately done with the stolen money).

Tropes used in Milk Money include: